These Terms govern your use of services provided by SCB Innovative Solutions LLC. By engaging with SCB, you agree to these Terms.
SCB Innovative Solutions is a capital connector and funding consultant — not a lender, bank, or licensed financial advisor. We review financing requests, match borrowers with private lenders, and manage the placement process through closing. We do not guarantee funding.
SCB operates on a success-based fee model. Fees are only earned upon successful funding. All arrangements are governed by a signed Borrower Service Agreement. No fee is due if a transaction does not close.
You agree to: provide accurate and complete deal information, respond to documentation requests promptly, notify SCB if you engage another broker or lender on the same transaction, and comply with any executed Borrower Service Agreement.
SCB protects broker relationships. Referral partners retain ownership of the borrower relationship. We do not solicit referred borrowers for unrelated purposes without express consent. All white-label submissions are handled under strict confidentiality.
By engaging with SCB, you consent to receive communications by phone, email, and SMS related to your financing request. You may opt out of SMS at any time by replying STOP. SCB may also contact business professionals identified through public records; all such messages include opt-out instructions.
SCB makes no warranties that any deal will be funded or that lender terms will be acceptable. Real estate financing is subject to market conditions and lender discretion.
To the fullest extent permitted by law, SCB and its owners shall not be liable for indirect, incidental, or consequential damages. Total liability shall not exceed fees paid for the specific transaction at issue.
These Terms are governed by the laws of the State of Florida. Disputes shall be resolved in courts located in Duval County, Florida.
We may update these Terms and will post changes here with an updated effective date.